Guide to buying a property

A step-by-step guide to each stage of buying a property

Register to get your competitive advantage

The sales market can be extremely competitive and fast-moving, but we can give buyers that register with us an unfair advantage.

By registering your requirements we can help you be the first through the door of newly listed homes.

Benefits of Registering

Step 2

How much can you afford?

Before you begin searching it is advisable to arrange your finances and, if required, have a mortgage agreed in principle.

Step 4

Find the right property

We'll help you find the right property.

We can also keep you constantly up-to-date via email and text alerts, even before properties get listed on Rightmove and Zoopla.

Step 6

Making an offer

Once you find your perfect property you can make an offer online or with your agent.

Let us know if there any special conditions of the offer and we'll communicate this to the seller.

At this point you may need to demonstrate that you can proceed by providing evidence of your mortgage in principle and solicitor details.

There are no legal obligations on either side until contracts are signed.

Step 8

Conveyancing

As part of the conveyancing process your solicitor will do the following:

Raise any enquiries on receipt of the draft contract from the seller's solicitor

Request their own local searches

Agree on a date for exchange of contracts

We will assist your solicitor and negotiate throughout the process, keeping you informed every step of the way.

Step 10

Exchange of contracts

Exchange of contracts occurs when all enquiries have been confirmed and agreed.

Once the contract has been signed by both parties the deposit (usually 10% of the purchase price) will be transferred online or paid in the form of a banker's draft from your solicitor to the seller's solicitor.

The completion date is then set by mutual agreement.

Step 12

Step 1

Are you selling too?

If your move will involve selling your current home it is advisable to advertise your current property before looking for a new home.

Being ready to sell means you are less likely to miss out on your dream home.

How much is my home worth?

Step 3

Instruct a solicitor

A successful purchase relies on an efficient and experienced solicitor.

We work with solicitors hand-picked for their expertise, speed and efficiency.

Step 5

Viewings

Book your viewing online or in the office.

We will accompany you throughout so that we are on hand to answer any questions immediately and advise where necessary.

Step 7

Offer accepted

Once your offer is accepted, we will do the following:

Prepare a memorandum of sale

Confirm the agreed price with all parties

Confirm your solicitor and mortgage details

You will now need to instruct your solicitor to proceed with the conveyancing process and your mortgage broker to proceed with your application.

Step 9

Survey and mortgage offer

A survey of the property will be booked by a surveyor on behalf of the mortgage lender to identify any structural problems and advise on the property's value.

After the mortgage valuation report is received, a formal mortgage offer will be sent to you and your solicitor which you will need to sign before it is returned.

There are no legal obligations until contracts are signed